What’s a balance transfer mastercard?

A balance transfer enables you to flow a balance off some other borrowing from the bank or store credit on Virgin Money Credit card. Of the moving what you owe in order to less price, you are able to shell out smaller attract, so you might save money. Sweet.

There clearly was constantly a charge for making a balance import. However, even with you have repaid so it, you might still be better off.

  • The length of time tend to the new advertising rate history?
  • Can you spend less along the advertising and marketing several months – even after paying the equilibrium import fee?
  • What’s the standard interest rate immediately after your marketing months stops?
  • You will need to create your lowest commission when it is owed. If you don’t, we shall prevent your advertising price (right away of that declaration months). It is therefore worth establishing a primary Debit to meet up with the monthly payment.
  • When your promotional rate comes to an end otherwise we stop it, we’ll charge you the modern important interest rate.
  • The bill you’re moving cannot be regarding various other Virgin Currency, Clydesdale Financial, Yorkshire Financial or B credit card. And you shouldn’t make use of your card to settle borrowing off Clydesdale Bank PLC (for example financing, overdraft or mortgage).

Harmony Transfer Credit cards

It’s easy to incorporate, and we’ll let you know in case the import consult has been acknowledged immediately.

For individuals who apply within your credit card software and you will we agree, we will have the money on the established mastercard vendor around three so you http://paydayloanstennessee.com/cities/clarksville can four working days once you inquire about brand new import.

It’s also possible to affect create an exchange when your account is ready to go. For individuals who require the brand new import:

  • Before 4pm, Week-end so you’re able to Thursday, we’ll get the money toward existing charge card vendor the new second business day.
  • Immediately after 4pm, Weekend so you’re able to Wednesday, we will get the currency towards the present credit card supplier into the one or two business days.
  • Ranging from 4pm Thursday and 12am Week-end, we will have the money toward current mastercard merchant the brand new after the Tuesday (leaving out Bank Getaways).

You are able to transfers of balance away from a great British charge card or specific store cards in your name through the Virgin Currency Borrowing Card application.

Transfers constantly just take a short time to complete, however if we have to perform particular a lot more inspections which you will definitely suggest the fresh transfer requires some time offered to complete.

Please look at your deals to be sure your debts transfer request could have been finished sure enough. If you have frozen their credit, the transfer are not acknowledged.

Forgotten your password? By using fingerprint or deal with ID, record out from the app and discover it right back up once more. Before you could log in, click on the “forgot” button in the bottom leftover and you will stick to the tips in order to reset your details. You may need your Virgin Money or Virgin Atlantic Mastercard handy. Without having the card handy, contact us.

You might not be able to generate transfers of balance to this account out of other card given by the Clydesdale Bank PLC (including Virgin Currency, Virgin Atlantic, Clydesdale Financial, Yorkshire Lender or ‘B’ handmade cards), a low-Uk monetary organization and you can particular store notes.

While a special consumer you’ll need to complete a balance import from inside the earliest two months of obtaining your bank account to possess you to receive the fresh new basic equilibrium transfer offer. Don’t forget – advertising prices start around this new big date your account is actually launched, not from when you import your debts.

Check your eligibility

Tell us a little about you and what you are lookin getting and we will show you their customised efficiency. It takes below five minutes and will not affect their borrowing rating.